Bills do not wait
Rent, subscriptions, utilities, and loans can land before the month ends.
For paycheck-cycle budgeting
Budget from payday to payday.
Plan bills, spending, and daily cash around the money you actually receive. KashPlan helps you see what is safe to spend before your next payday.
Weekly and biweekly paychecks
Recurring bills
Safe-to-spend tracking
Private local records
The real problem
Budgets break when they ignore payday.
Paychecks already have jobs
The next income date matters because some money is spoken for before it arrives.
Safe-to-spend becomes a guess
By week two, it is hard to know what is free to use and what has to wait.
Spreadsheets need upkeep
They work only if you keep rebuilding periods, categories, and bill timing.
How it works
A cash calendar for the period you are actually living in.
Set your pay cycle
Choose weekly, biweekly, semimonthly, monthly, or irregular income.
Plan what has to be covered
Add bills, categories, and spending limits for the current pay period.
Track spending as it happens
Log expenses quickly and keep your safe-to-spend number current.
Review and roll forward
See what changed, what is left, and what needs to carry into the next period.
Flexible budgeting styles
Built for paycheck cycles. Flexible enough for monthly salary planning.
KashPlan supports weekly, biweekly, semimonthly, monthly, and irregular income. For African markets where monthly salary planning is common, the app can keep the familiar month-based flow: plan the month, track expenses, review history, and copy the next month forward.
Privacy and control
Your budget should not need a bank connection to be useful.
KashPlan is designed local-first. You can plan, track, review, and export your budget without connecting a bank account.
- Manual expense tracking
- Local-first budget records
- Exportable data
- No ads
- No bank connection required
Early access